If you are searching for a credit card that offers cashback on various expenses such as shopping, travel, dining, UPI, and credit card spending, then the Edge CSB Bank RuPay Credit Card might be the perfect choice. The Edge CSB Bank RuPay Credit Card is a card offered by Jupiter in collaboration with CSB Bank. Regarding some special features of Edge CSB Bank RuPay Credit Card, it is lifetime free and has zero joining fee. Edge CSB Bank RuPay credit card is specifically designed for students and working professionals who frequently use UPI for their transactions. Now, let’s explore its features, application process and eligibility criteria.
Edge CSB Bank RuPay Credit Card – Features & Benefits
- Get a welcome voucher of Rs 250 from the brands: Amazon, Flipkart, Swiggy, Zomato and Myntra.
- 2% Cashback on any one selected category:-
- Travel
- Shopping
- Dining
- You can change the category every 3 billing cycles.
- 0.40% Cashback on all other spending.
- 1% Fuel Surcharge Waiver.
- Excluded Categories are:-
- Fuel Spends
- Government related transactions
- Utility bill payments (electricity, gas, etc.)
- Wallet Loads / Gifts or prepaid card loads / Voucher purchase
- Cash advances
- EMI Transactions
- Payment of outstanding balances
How To Redeem Rewards?
- Jupiter offers rewards in the form of Jewels only on the Jupiter app.
- Value of 5 Jewels:- Rs. 1
- Customers can earn up to Rs. 3,000 in a billing cycle.
Edge CSB Bank RuPay Credit Card – Fees & Charges
| Particulars | Fee |
|---|---|
| Card Closure Fee | Nil |
| Joining Fee | Nil |
| Annual Membership Fee | Nil |
| Overlimit Fee | Nil |
| Forex Markup Fee | 3.5% |
| Late Payment Charges | 2% of the outstanding amount |
Eligibility Criteria
- AGE:- 22+ years
- Income:- Net income should be more than Rs. 35,000
- The customer must be an Indian Resident
- CIBIL score should be more than 720
Required Documents For Salaried Person
- Proof of Identity: Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving License or any other government-approved ID.
- Proof of Address: Telephone Bill, Electricity Bill, Passport, Ration Card, Rental Agreement or Aadhaar Card.
- Proof of Income: Salary slip, Employment Letter, etc.
Required Documents For Self-Employed
- Proof of Identity: Passport, PAN Card, Ration Card, Aadhaar Card, Voter ID Card, Driving License or any other government-approved ID.
- Proof of Address: Telephone Bill, Electricity Bill, Passport, Ration Card, Rental Agreement or Aadhaar Card.
- Proof of Income: Certified Financials, Recent ITR, Audited P&L Statement or Balance Sheet, etc.
How To Apply for Edge CSB Bank RuPay Credit Card?
Step 1: Download the Jupiter app from the Google Play Store or App Store.
Step 2: Launch the app and register the application by adding your Mobile Number, PAN Card and Email Address.
Step 3: Now, Select “Edge Rupay Credit Card”.
Step 4: Enter your details such as Date of Birth, Father’s Name, Occupation Type and Annual Income.
Step 5: After checking your eligibility, a credit limit will be unlocked based on your profile.
Step 6: You will be redirected to the CSB Bank portal for Aadhaar verification.
Step 7: After verification, select your address for card delivery.
How To Activate Edge Rupay Credit Card For Domestic & International Transactions?
Step 1: Select the option “Enable Transactions” in card settings in the Jupiter app.
Step 2: Enable your desired transaction permissions and click “Get Started”.
Step 3: Verify your Jupiter UPI VPA.
Step 4: Enter your credit card information and set your UPI pin.
